Buying the Right Home for Your Family

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Affordability

Of course, before perusing a booklet of real estate listings, you must determine what you can afford—if for no other reason than to avoid the disappointment of finding a home that is perfect, but simply too expensive. When going through the numbers, remember to think about your down payment, mortgage payments, utility bills, and taxes. You might also want to factor in closing costs, which many sellers now expect the buyers to pay.

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