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Budgeting for Two: Affording Twins
If you're pregnant with twins, you may be concerned about doubling expenses. Implement these practical tips on how to budget when you're expecting two babies at once.
It begins as prenatal exam just like any other. You're tested, poked, prodded, and given a clean bill of health. And then the surprise: You're having twins!
All of that planning for one bundle of joy has suddenly turned into preparing for two—yet you barely have a budget for one baby. How on earth can you possibly provide for twins? Take a deep breath and relax. You can budget for twins, and with the proper planning, you won't have to spend that much more than you would on a singleton.
Adjusting Your Budget—and Your Mindset
As expectant parents of multiples, you have to start thinking about your life in a different way, and it's imperative to get your finances in order. When Maria Esposito learned she was pregnant with twins, her whole view began to change. "You think twice about what your wants are as opposed to your actual needs," she says.
You and your partner will need to seriously examine your budget before your babies arrive. Look at ways you can pare down your spending habits now and eliminate unnecessary or frivolous expenses so the adjustment won't be so abrupt later on. Examples of ways to save include eating at home more often, buying a used van rather than a new one, using coupons and rebates, and planning how you will begin college funds for your little ones.
Rather than spending loads of money on fancy outings, learn to enjoy the simpler things in life. Go to the beach, the park, or take advantage of free local events, suggests Esposito. These are good habits to begin while you're still pregnant, and your family will benefit from these even as your little ones grow.
Related Links
- Article: Twins, Again! Multiple Multiples Are More Common Than You'd Think
- Advice: Mothering Multiples
- Slideshow: Your Developing Baby: Twins
- Quiz: Am I Having Twins?
- Poll: When I found out I was expecting twins I was...
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